Budget Skills That Actually Stick
Real workshops for people who want to understand their money without the overwhelm. We teach budgeting through practical exercises you can use straight away.
Book Your SpotTrack Without Tedium
We show you how to monitor spending in ways that don't require spreadsheet marathons or endless apps. Just simple systems that work.
Goals That Make Sense
Forget vague aspirations. Learn to set financial targets based on what you actually earn and spend, not fantasy numbers.
Emergency Fund Basics
Building a safety net doesn't mean living on instant noodles. We break down realistic saving strategies that fit your life.
Cut Costs Wisely
Not all expenses deserve the chop. Discover which spending actually matters and where you can trim without feeling deprived.
Adjust As You Go
Life changes. Your budget should too. We teach flexible approaches that adapt when circumstances shift.
Debt With Perspective
Whether you're managing credit cards or loans, get clear strategies for paying things down without panic or confusion.
What You'll Actually Learn
Our workshops focus on hands-on practice. You'll leave with tools and confidence, not just theory.
Foundation Workshop
Perfect for anyone starting fresh or feeling lost with their finances. We cover income tracking, basic budgeting frameworks, and identifying spending patterns.
- Setting up your first realistic budget
- Understanding where your money goes
- Creating categories that make sense
- Tools you can use without tech expertise
Intermediate Strategies
Ready to go deeper? This session tackles variable income, managing multiple accounts, and planning for irregular expenses that throw budgets off track.
- Handling fluctuating pay schedules
- Building buffers for annual costs
- Balancing saving with debt reduction
- Tweaking systems when life gets messy
Meet Your Facilitators
We're regular people who've worked through financial challenges ourselves. No jargon, just practical guidance.
Tobias Lockwood
Spent years helping small business owners untangle their books. Now teaches everyday Australians how to manage money without the stress.
Astrid Ventura
Former retail manager who turned her own debt recovery experience into a coaching practice. Believes budgets should be simple, not punishing.
Seren Quillan
Organizes sessions and provides one-on-one support. Has a knack for breaking down complicated financial concepts into plain English.
Workshop Pricing
Clear costs, no hidden fees. All sessions run in Dubbo with materials included.
Single Workshop
- 3-hour interactive session
- Workbook and templates
- Light refreshments
- Email support for 2 weeks
Workshop Bundle
- Foundation + Intermediate + Review
- All materials and resources
- Private online group access
- 60-day email support
- Optional one-on-one check-in
Private Coaching
- One-on-one tailored sessions
- Custom budget creation
- Flexible scheduling
- Ongoing support options